Frequently Asked Questions

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Prioritize your medical safety, call 911 for an official Laredo Police Department (LPD) or Texas DPS crash report, and document the scene. Follow these immediate steps to protect your health and your legal claim:

• Get medical attention immediately: Visit a local Laredo emergency room or urgent care clinic even if you feel fine, as adrenaline often masks serious injuries like concussions or internal trauma.
• Gather evidence: Take photos of vehicle damage, license plates, skid marks, and your injuries, and collect contact details from witnesses.
• Avoid recorded statements: Do not give a recorded statement or accept a quick settlement offer from the other driver's insurance adjuster before consulting a personal injury lawyer.

In Texas, you generally have two years from the date of your accident to file a personal injury lawsuit.Under Texas Civil Practice and Remedies Code § 16.003, missing this two-year statute of limitations usually means losing your right to recover compensation forever. Because critical evidence like dash cam footage, commercial truck logs, and witness memories disappear quickly, you should speak with a Laredo personal injury attorney immediately after an accident.

Commercial truck accidents in Laredo involve severe injuries, higher insurance limits, and complex federal trucking regulations. Here in Laredo we have one of the busiest inland ports in the United States, highways like I-35, Loop 20, and the roads near the World Trade Bridge carry heavy cross-border freight. Unlike standard car wrecks, 18-wheeler cases often involve multiple liable parties—such as the truck driver, the trucking company, cargo loaders, or maintenance contractors—and require immediate legal action to preserve electronic logging device (ELD) data before it is overwritten. Furthermore, Filing and prosecuting a lawsuit involving commercial accidents involves very technical expertise. 

Usually you pay nothing upfront because most personal injury attorneys work on a contingency fee basis. Under a contingency agreement, your lawyer covers the costs of investigating your accident, gathering medical records, and negotiating with insurance companies. You only pay legal fees if your attorney successfully recovers money for you through a settlement or court verdict.

The value of your case depends on the severity of your injuries, your total medical expenses, and how the accident impacts your ability to work. In Texas, injury victims can seek compensation for both economic damages (past and future medical bills, lost wages, reduced earning capacity, and property damage) and non-economic damages (physical pain, mental anguish, and physical impairment). A Laredo personal injury attorney can evaluate your medical prognosis and applicable insurance policies to estimate your claim's full value.

You may still recover compensation through your own insurance policy or specialized cross-border coverage. Many drivers in South Texas carry minimum insurance or no coverage at all. If you carry Uninsured/Underinsured Motorist (UM/UIM) coverage or Personal Injury Protection (PIP) on your Texas auto policy, your own insurer can cover your medical bills and lost wages. If a commercial or private vehicle registered in Mexico caused your crash, an experienced Laredo injury attorney can investigate applicable Mexican tourist auto policies, U.S. commercial liability coverage, or employer liability.